5 Secrets Insurance Companies Don’t Want You to Know
It’s no secret that insurance companies succeed when they take in more money in premiums from their customers than they are required to pay out in claims.
The legal team at Mandel Trial Lawyers has had our fair share of experience dealing with insurers and we have discovered five secrets that the insurance companies don’t want you to know if you happen to get hurt by somebody or by a business that they insure. Instead, they prefer to hang onto their money.
Once you understand these secrets, you have a better chance of protecting your rights as well as your claim.
1. Secure as Much Evidence As Possible
Take pictures at the scene as soon as you can and get witness statements. Most people have a smartphone with a camera built-in, so there’s no problem documenting the situation. You want to get witnesses to go on the record because it will make a big difference in your case against the insurance company.
2. Tell Your Doctor Every Detail
Once you’re inside the doctor’s examination room following a personal injury, make sure you reveal everything that happened and how you feel. For example, if your neck is really hurting you, you’ll focus on that for treatment, but you should also tell the physician about your knee that is just hurting a little bit now. Often times it’s the other injury that winds up becoming a bigger problem down the line. You need to document everything with the doctor now in case problems arise in the future.
3. Don’t Give Recorded Statements to Insurance Companies
Never admit fault, even if you believe that you might be partially to blame for the incident. This is especially something to avoid before you have even hired a lawyer to represent you. Insurance company lawyers and claims adjusters are very skilled interviewers and know how to get you to say things that could be possibly harmful to your case. It’s best to just not talk to them at all.
4. Stay Off of Social Media
By the same token, you should stay off of all of your social media accounts while your case is pending. That’s because making the wrong post on social media could work against you in the same way that a recorded statement to the insurance company’s lawyer can. It’s okay to wish your grandmother a happy birthday over social media, but don’t reveal any details of your case or anything serious in your life until the case is over.
5. Hire a Lawyer as Early as Possible
As soon as you are physically able to, get in contact with a reputable personal injury lawyer. Time is of the essence because the insurance company will have teams of lawyers on its side. Some insurance companies even own their own law firms, giving them a substantial advantage over you if you don’t have an attorney of your own on your side. It’s essential that you work with a dedicated team like ours.
Mandel Trial Lawyers start preparing your case for trial from day one, and insurance companies are intimidated by this and will be more willing to cooperate once they know we’re in your corner.
Are You or a Loved One Suffering From a Personal Injury Incident? Schedule a Consultation Today
At Mandel Trial Lawyers, our team of legal professionals has years of experience with personal injury cases and we welcome the opportunity to provide you assistance. Chances are that after going through a personal injury experience, you have questions and concerns that are still to be resolved. We’d be happy to help.
It’s prudent to speak with a legal professional, to put your mind at ease. So, if you have any questions or need some guidance and information, please give us a call today.